Commercial Trucking Insurance in Virginia & Maryland

Beacon

Commercial Trucking Insurance

What Is It?
Who Needs It?
Coverages Offered

Commercial trucking insurance is specialized commercial vehicle insurance for the trucking industry. Compared to other vehicle insurance policies, commercial trucking policies tend to come with additional coverages and higher limits.

International, national and regional transport companies

Last-mile and local delivery companies

Waste removal companies with recycling and garbage trucks

Contractors with commercially registered pickups

Other companies with tractor-trailers, flatbeds, tankers or box trucks

Liability Coverage: Might cover accidents caused by company drivers

Underinsured and Uninsured Motorist Coverage: Might cover accidents caused by non-insured drivers

Physical Damage Coverage: Might cover damage to company-owned trucks

Unidentified Trailer Coverage: Might cover damage to non-company trailers

Trailer Cargo Coverage: Might cover theft, loss or damage of cargo

Downtime Coverage: Might extend physical damage coverage to when a truck isn’t being driven

Non-Trucking Coverage: Might extend physical damage coverage to when a truck is driven for personal use

Beacon Insurance Group is Here to Help

For decades, Beacon Insurance Group has been providing quality and affordable insurance coverage to the good people of Virginia and Maryland. Our team has carefully handpicked reputable insurance companies that we are confident can provide you with the security and peace of mind that you deserve.

Whether you are a business owner or looking for protection in your everyday personal life, we know that you don’t have the time to worry about your insurance programs. That’s what we are here for. At Beacon Insurance Group, we do the digging to find you the best possible coverage at the best possible price.

It’s incredibly important to us that we continually provide you with expertise and that personal touch that you are looking for when it comes to finding high-quality commercial trucking insurance.

Fill out the form to get in touch with a specialized commercial trucking insurance agent and we will get you the superior customer service that you deserve!

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What is Commercial Trucking Insurance?

The trucking industry is rife with potential risks, including everything from cargo theft to pile-up collisions. Commercial trucking insurance can help Virginia and Maryland companies in this industry from many risks that they face.

What Virginia & Maryland Companies Need Commercial Truck Insurance?

Most companies that drive trucks in Virginia and/or Maryland should carry commercial truck insurance. State law generally requires companies to maintain minimum levels of coverage, and getting more coverage is often advisable.

A few examples of businesses that may need commercial truck insurance are:

International, national and regional transport companies
Last-mile and local delivery companies
Waste removal companies with recycling and garbage trucks
Contractors with commercially registered pickups
Other companies with tractor-trailers, flatbeds, tankers or box trucks

Companies that are unsure whether they need commercial truck insurance or another commercial vehicle insurance should speak with a knowledgeable agent. An agent who’s familiar with these policies will be able to help determine whether this type of policy meets a company’s needs.

What Coverages Does Commercial Truck Insurance Make Available?

Commercial truck policies usually offer multiple coverages, some of which commonly include:

Liability Coverage: Might cover accidents caused by company drivers
Underinsured and Uninsured Motorist Coverage: Might cover accidents caused by non-insured drivers
Physical Damage Coverage: Might cover damage to company-owned trucks
Unidentified Trailer Coverage: Might cover damage to non-company trailers
Trailer Cargo Coverage: Might cover theft, loss or damage of cargo
Downtime Coverage: Might extend physical damage coverage to when a truck isn’t being driven
Non-Trucking Coverage: Might extend physical damage coverage to when a truck is driven for personal use

How Can Companies in Virginia & Maryland Get Commercial Trucking Insurance?

For help insuring commercially registered trucks in Virginia or Maryland, contact Beacon Insurance Group. Our team of independent insurance agents are able to show commercial trucking insurance policy options from multiple insurance companies, and we have the expertise needed to help you select the best one.

What are the Advantages of Working with an Independent Agent like Beacon Insurance Group?

This is a question that we hear all the time – and that’s okay! – because we know that the insurance world can be confusing. That’s why we are here to help you.

Securing your insurance through an independent agent rather than buying straight from an insurance company is similar to hiring a lawyer before going to court, rather than defending yourself. Just like lawyers, independent agents have the knowledge of the entire industry with attention to important, cost-saving details that only come with years of experience.

But, UNLIKE lawyers, going through an independent agent not only comes with no extra charge, but it can often SAVE you money by being able to shop your needs to many different insurance companies, and also by ensuring that you are only being covered for what you need.

Independent agents are your helping hand in your journey through the overwhelming insurance world. We are real human beings that are equipped with the knowledge, expertise, and friendliness to help make your life easier, especially in tough times. We recommend you submit a form on this page to talk to one of our agents for free – at your convenience!