Inland Marine Insurance in Virginia & Maryland
Inland Marine Insurance
- What Is It?
- Who Needs It?
- Inland VS Ocean Marine
Inland marine insurance is specialized property insurance for when assets or goods are transported between locations.
Contractors that move heavy construction or demolition equipment to job sites
Landscapers that regularly take mowers and weed whackers to customers’ locations
Distributors that have sales reps take large inventories of samples to customers
Wilderness tours that transport rafts, canoes, tents and other equipment to locations
Multi-site companies that transfer equipment and inventory between locations
Inland marine is generally used to protect goods being domestically transported -- across inland waterways before railways and roads. Ocean marine coverage is primarily used to protect goods being moved long distances, such as between continents.
Beacon Insurance Group is Here to Help
For decades, Beacon Insurance Group has been providing quality and affordable insurance coverage to the good people of Virginia and Maryland. Our team has carefully handpicked reputable insurance companies that we are confident can provide you with the security and peace of mind that you deserve.
Whether you are a business owner or looking for protection in your everyday personal life, we know that you don’t have the time to worry about your insurance programs. That’s what we are here for. At Beacon Insurance Group, we do the digging to find you the best possible coverage at the best possible price.
It’s incredibly important to us that we continually provide you with expertise and that personal touch that you are looking for when it comes to finding high-quality inland marine insurance.
Fill out the form to get in touch with a specialized inland marine insurance agent and we will get you the superior customer service that you deserve!
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What is Inland Marine Insurance?
Commercial contents coverage normally provides protection for equipment, inventory and supplies while they’re on insured property. The coverage often doesn’t cover these assets whether they’re moved between locations, though. For that protection, Virginia and Maryland companies often need inland marine insurance.
Inland marine insurance is specialized property insurance for when assets or goods are transported between locations. Because the coverage offers specialized protection, it’s advisable to work with an insurance agent who’s well-versed in the coverage when looking for a policy.
What Companies in Virginia & Maryland Should Carry Inland Marine Coverage?
Many Virginia and Maryland companies that transport assets or goods might be interested in inland marine coverage. These are just a few types of businesses that should consider the coverage:
- Contractors that move heavy construction or demolition equipment to job sites
- Landscapers that regularly take mowers and weed whackers to customers’ locations
- Distributors that have sales reps take large inventories of samples to customers
- Wilderness tours that transport rafts, canoes, tents and other equipment to locations
- Multi-site companies that transfer equipment and inventory between locations
Do Companies Need Inland Marine Coverage When Sending Goods Via Third-Party Carrier?
Many third-party carriers provide some insurance for shipments, but the provided insurance can be quite minimal. Additional coverage is often advisable, and purchasing inland marine coverage is one way to get the level of protection that’s needed.
What’s the Difference Between Inland Marine and Ocean Marine Coverage?
Inland marine and ocean marine coverages both provide protection for goods and assets in transit, but they differ in where the coverages apply. Inland marine is generally used to protect goods being domestically transported — across inland waterways before railways and roads. Ocean marine coverage is primarily used to protect goods being moved long distances, such as between continents.
How Can Companies in Virginia & Maryland Get Inland Marine Insurance?
For assistance with finding inland marine insurance, contact us at Beacon Insurance Group to talk. Our independent Virginia and Maryland agents are well-versed in the coverage and will make sure your company gets the coverage it needs.
What are the Advantages of Working with an Independent Agent like Beacon Insurance Group?
This is a question that we hear all the time – and that’s okay! – because we know that the insurance world can be confusing. That’s why we are here to help you.
Securing your insurance through an independent agent rather than buying straight from an insurance company is similar to hiring a lawyer before going to court, rather than defending yourself. Just like lawyers, independent agents have the knowledge of the entire industry with attention to important, cost-saving details that only come with years of experience.
But, UNLIKE lawyers, going through an independent agent not only comes with no extra charge, but it can often SAVE you money by being able to shop your needs to many different insurance companies, and also by ensuring that you are only being covered for what you need.
Independent agents are your helping hand in your journey through the overwhelming insurance world. We are real human beings that are equipped with the knowledge, expertise, and friendliness to help make your life easier, especially in tough times. We recommend you submit a form on this page to talk to one of our agents for free – at your convenience!