Classic Car Insurance in Virginia & Maryland
Beacon
Classic Car Insurance
- What Is It?
- Who Needs It?
- Coverages Offered
Classic car insurance is a type of auto insurance that’s specially written to protect older and uncommon vehicles.
Sometimes whether a car needs classic or standard car insurance isn’t obvious. An insurance agent who specializes in these policies can help drivers determine which insurance option is right for their vehicle.
Bodily Injury Liability Coverage: May cover injuries to people outside the vehicle
Comprehensive and Collision Coverage: May cover damage to the vehicle
Property Damage Liability Coverage: May cover damage to other people’s property
Underinsured and Uninsured Motorist Coverage: May cover accidents involving uninsured drivers
Beacon Insurance Group is Here to Help
For decades, Beacon Insurance Group has been providing quality and affordable insurance coverage to the good people of Virginia and Maryland. Our team has carefully handpicked reputable insurance companies that we are confident can provide you with the security and peace of mind that you deserve.
Whether you are a business owner or looking for protection in your everyday personal life, we know that you don’t have the time to worry about your insurance programs. That’s what we are here for. At Beacon Insurance Group, we do the digging to find you the best possible coverage at the best possible price.
It’s incredibly important to us that we continually provide you with expertise and that personal touch that you are looking for when it comes to finding high-quality condo insurance.
Fill out the form to get in touch with a specialized condo insurance agent and we will get you the superior customer service that you deserve!
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What is Classic Car Insurance?
Classic cars are labors of love, into which most owners invest many dollars and many hours. Classic car insurance can help owners in Virginia and Maryland protect the investments that they’ve made in their vehicles.
Classic car insurance is a type of auto insurance that’s specially written to protect older and uncommon vehicles. Because these are specialized policies, drivers should work closely with an insurance agent who’s familiar with these policies when selecting one.
What Drivers in Virginia & Maryland Need Antique Car Insurance?
Antique car insurance may be used to insure both old and rare vehicles, including cars as well as trucks. Most Virginia and Massachusetts residents who have a classic car, hot rod, roadster or rare sportscar should consider purchasing this insurance.
Sometimes whether a car needs classic or standard car insurance isn’t obvious. An insurance agent who specializes in these policies can help drivers determine which insurance option is right for their vehicle.
What Coverages Does Antique Car Insurance Provide?
Antique car insurance policies typically come with multiple protections. These often include:
- Personal Injury Protection: May cover injuries to people inside the insured vehicle
- Bodily Injury Liability Coverage: May cover injuries to people outside the vehicle
- Comprehensive and Collision Coverage: May cover damage to the vehicle
- Property Damage Liability Coverage: May cover damage to other people’s property
- Underinsured and Uninsured Motorist Coverage: May cover accidents involving uninsured drivers
- Agreed Value Coverage: May provide coverage for a pre-specified value
- Flexible Usage Allowance: May extend coverage to non-driving use (e.g. showing)
Additionally, many antique car policies offer emergency roadside assistance. This might guarantee towing on a flatbed in order to protect the insured car.
What Are Agreed-Value and Stated-Value Policies?
Classic car policies often are written as agreed-value policies, which means the policy provides coverage up to a pre-agreed upon amount. Standard car policies are normally stated value policies that provide coverage up to the fair market value of a vehicle.
How Can Drivers in Virginia & Maryland Get Classic Car Insurance?
For help insuring a classic vehicle in Virginia or Maryland, contact Beacon Insurance Group. Our independent agents will work with you to find a classic car insurance policy that provides the protection your vehicle needs.
What are the Advantages of Working with an Independent Agent like Beacon Insurance Group?
This is a question that we hear all the time – and that’s okay! – because we know that the insurance world can be confusing. That’s why we are here to help you.
Securing your insurance through an independent agent rather than buying straight from an insurance company is similar to hiring a lawyer before going to court, rather than defending yourself. Just like lawyers, independent agents have the knowledge of the entire industry with attention to important, cost-saving details that only come with years of experience.
But, UNLIKE lawyers, going through an independent agent not only comes with no extra charge, but it can often SAVE you money by being able to shop your needs to many different insurance companies, and also by ensuring that you are only being covered for what you need.
Independent agents are your helping hand in your journey through the overwhelming insurance world. We are real human beings that are equipped with the knowledge, expertise, and friendliness to help make your life easier, especially in tough times. We recommend you submit a form on this page to talk to one of our agents for free – at your convenience!
